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Knowledge, Awareness and Perception on Health Insurance and Its Importance Among Urban Population of Chennai - A Survey
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| Author:
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SURYA SITARAM T, R GAYATHRI, R GAYATRI DEVI, V VISHNU PRIYA
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| Abstract:
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Health insurance is an insurance that covers a part of the medical expenditure incurred by a person. Health insurance is a policy that an individual should take in care of him and his family with the help of various Insurance providers which can come under a private or government sector. The premiums to be paid are fixed by the insurance provider with the promise to cover a full or part of the medical expenses. Thus, health insurance can be treated as an effective tool of personal protection against medical emergencies. The survey was done to evaluate the awareness on health insurance among the urban adult population of Chennai. An online survey was carried out with the help of google forms. The questions were self administered and they were designed based on awareness and distributed among 109 adults of Chennai. The results were obtained and statistically analysed through SPSS software, chi square test was done to check the association and a p value of < 0.05 was said to be statistically significant. The survey was conducted in the month of May 2020. From the survey, it was evident that the majority of the urban adults were aware of health insurance. 64% of the study participants already have health insurance, however it was found that the majority of the female participants felt that health insurance was essential than male participants and it was statistically significant (p-value <0.05).The survey has created an awareness on the importance of health insurance among the urban population of Chennai.
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| Keyword:
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Health insurance, South Indian population, knowledge, awareness.
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| EOI:
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-
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| DOI:
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https://doi.org/10.31838/ijpr/2020.SP2.414
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| Download:
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