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InsurFit - Client Health Monitoring System for Health Insurance Companies Using Smart Wearable Devices and Data Visualization
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| Author:
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ALBERT JONATHAN, MUHAMMAD EHSAN RANA , ANDDR. V. SIVAKUMAR
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| Abstract:
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As health insurance companies are trying to find innovative ways to attract more clients and maintain premium
cost, health insurance companies are keen on exploring smart wearable devices such as Fitbit Alta and Garmin
Vivosmart 3 to gain an understanding of clients’ habit for scientific and marketing purposes. However, clients
are hesitant on giving their health data to the health insurance company as they are a concern with their
privacy. Meanwhile, health insurance companies are trying to maintain clients without having to increase the
premium cost as rising premium costs will scare away clients. Health insurance companies have a hard time to
make their business cost-effective because clients can make false claims to gain more benefits while medical
costs keep increasing due to hospitals are upgrading their services. As a result, a cloud-based web application
that gathers clients’ health information such as sleep, calories and number of steps is proposed so that health
insurance companies can understand associated health risks faced by clients and understand clients’ lifestyle. At
the same time, health insurance agents can use the system to interact with clients more and offer a lower
premium to the clients. Hence, the web application will cover many functions for health insurance agents and
clients including viewing the personal information and health summary, exporting client’s data, integrating
clients’ wearable devices with their account, seeing client’s performance in charts daily, and editing clients and
agents personal information.
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| Keyword:
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Application Software, Biomedical Measurement, Digital Internet Web Services, Health and Safety, Information Systems Data Collection, Internet of Things, Patient Monitoring, Smart Devices, Wearable Gadgets.
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| EOI:
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| DOI:
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https://doi.org/10.31838/ijpr/2020.12.02.0136
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| Download:
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Request For Article
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